A creditor is worse than a slave-owner; for the master owns only your person, but a creditor owns your dignity, and can command it.
To preserve their independence, we must not let our rules load us with perpetual debt. We must make our election between economy and liberty, or profusion and servitude.
Debt is the secret foe of thrift, as vice and idleness are its open foes. The debt-habit is the twin brother of poverty.
Debt is the worst poverty.
Debt is a prolific mother of folly and of crime.
Owing money has never concerned me so long as I know where it could be repaid.
There are but two ways of paying debt – increase of industry in raising income, increase of thrift in laying out.
It is very iniquitous to make me pay debts, you have no idea, of the pain it gives one.
Pay all your debts so you can sleep at night.
Stay out of banks. You may never get as rich as you could with other people’s money and some luck, but the tradeoff is sleeping at night.